Joined Member

• #thirteen

There’s a fascinating hook up here- though it try British situated very unsure in case it is connected to Ireland but it is you are able to financial institutions can get follow a similar strategy

as a whole, I would has think people bank perform find someone merely upcoming from bankruptcy while the increased chance in addition to perfect explanations regarding bankruptcy may be important.

Joined Associate

• #fourteen

We were discharged in , and also have been to this point arguing which includes of your debtors along side standing of our ICB reports which were wrong. This is basically the output of your apps:

BOI – Ready to lend but requested me to hold off six-9 months after the part stuff into the our very own ICB report was noted as the ‘Written Off’ or ‘Complete’ AIB – 1 rejected software while the the ICB statement had a column which have ‘Account inside the Dispute’ as ISI had not reduced said collector the bonus shortly after a couple of years out of purchasing a keen IPO. next software registered yesterday

Helps to keep you released how some thing wade. We been a credit union account about 3 months placing a beneficial few bob in each week thus they are the second end. You will find 10% put so might be together with finding one of many greatest ‘exceptions’ into the 20% deposit. BOI was basically willing to give us that based on all of our getting nevertheless the rawness of your ICB report was the trouble

Joined Member

• #15

When i asked ny ICB declaration straight back some months in the past once discharge inside I got numerous frustrating phone calls to help you build and you will characters getting provided for my dos financial institutions as the little got rectified on my declaration. But in the finish I got it sorted and asked letters away from proof which i have always been don’t responsible for people loans thanks to all of them. Each other account have now a W (authored off) to them and you can removal date of mid 2018.

I’ve over the past couple of months ran into the my personal regional credit connection asking regarding the a home loan and its own a secured item loan they actually do with high interest and you may restrict title regarding 15 years. The become an extended techniques and not actually yes at this point whether or not it may also takes place. Every time I go for the on requisite files they look to possess something else entirely. We to https://cashadvanceamerica.net/loans/installment-loan-direct-lenders/ go to to own my wife to accomplish their six few days probationary several months in his the brand new work that we faith are practical procedure.

The audience is saving together with them since start of this present year along with what we should conserve and you may shell out from inside the book (as an element of my personal personal bankruptcy is actually vacating family home) i have more than enough to cover home financing fees per few days.

Might you advise me to date to have myself and my companion strategy Bank Away from Ireland and you will AIB to see what they state.

Entered Member

• #16

When i requested ny ICB statement right back certain months ago shortly after launch from inside the I had a lot of time intensive calls so you’re able to create and you will characters as provided for my personal 2 loan providers while the nothing was fixed to my declaration. But in the finish I experienced it sorted and expected characters off proof that i in the morning no longer liable for people financial obligation courtesy all of them. Each other accounts have finally a W (composed out of) on it and you can treatment day out of mid 2018.

I have during the last few months ran into my regional borrowing commitment asking about a home loan and its own an asset financing they actually do with a high interest rate and you may restriction term out of fifteen years. Their been an extended processes and never actually yes at that part when it may also takes place. Everytime I-go into the towards expected paperwork they appear to have another thing. We’ve got to wait having my spouse to accomplish his 6 week probationary period in the the a job that we believe is actually basic procedure.