About 10 years in the past We come obtaining handmade cards

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credit unions that don't do credit check payday loans

I do not recommend this to anyone that doesnt have the heart and desire to play games. I played the 12 months interest free game. Every major purchase I did would always be 12 months interest free, double points for the first 3 months ect ect. As long as I got 6 to 12 months interest free I applied for the card. Keep in mind this was when the economy was good. I did this when I redid my garage floor, attic insulation, parts for my firebird, you name it I did it. Whenever I had a big project I would apply for a new card and charge everything more or less at once on that ONE card and then put it aside and never use it again. To make the numbers each lets say insulating my attic was about $1200 (believe it or not it was close to that). I got a credit card for 12 months interest free and paid the credit card 100 bucks a month. By the time the interest was to kick in the card was paid off. I put the money in the bank (once again interest rates were good at the time) so I made a couple bucks each month in the bank. Figure I did this for YEARS and now Recommended Reading have about 10 credit cards. My total credit available is about 60K. My credit score is about 775. What I did was/is not for everyone! To date I can no longer do what I USED to be able to do because of shitty job history and the economy. The last time I applied for a credit card I was denied due to the fact that I had “too many revolving accounts.” Keep in mind that if I canceled these cards my credit score WOULD take a hit. So now I use these cards once a year just to keep them active. In a perfect world when my health is better and I can maintain a good paying job I can go to the bank and say that I have good credit, a good amount saved for a down deposit for a house and in theory buying a house should be somewhat easier as far as credit goes. I refuse to let someone co-sign on the dotted line for anything for me just due to prior experiences of people breaking out the score cards later on in life (remember when I did this for you ect ect.)

For all of your guys that require purchasing a property or fund something.. hope in order to jesus you have a good credit score. I do believe some dudes that accept that credit cards evil you prefer to see the big picture. Because *you* myself been able to pay cash to have everything does not indicate they will work for everybody else. Despite the thing i blogged over I As well (at any given time) paid bucks for everything you. I will not enter the factors right here it worked out nicely to some extent. The only downside to which had been I am able to Never ever get a charge card.. you may never ever get that loan. Skip to find a property except if I robbed a financial.

In closing over the past 10 years I want to features billed in the 100K worth of blogs. Ive racked right up a ton of award factors ect ect. There are times when We pay cash getting content but that function I’m seeking a cost savings. I am aware there is guys to your here which have examined a good used-car in addition to guy wants 3K for it while start new deals and push relates to push while the wad of money comes out! Gotta think its great!