Entered Member

• #thirteen

There can be a fascinating link right here- although it are United kingdom centered bad credit loans no bank account therefore undecided if it’s highly relevant to Ireland but it is you’ll be able to banks can get embrace a comparable approach

typically, I would personally have envision any financial carry out discover anyone merely upcoming out-of bankruptcy because the increased risk in addition to particular factors for the bankruptcy is also essential.

Registered Affiliate

• #14

We were released in , and now have gone to this aspect arguing with of one’s debtors across the status in our ICB account that happen to be wrong. This is the output of our software:

BOI – Willing to lend however, asked me to wait 6-nine months after the section the things on all of our ICB statement had been marked just like the ‘Written Off’ otherwise ‘Complete’ AIB – step 1 denied application since the our ICB report got a column that have ‘Account in Dispute’ since the ISI hadn’t reduced said creditor the bonus immediately after 2 yrs off paying an IPO. next application submitted last night

Will keep you printed on how things go. I come a card union account on ninety days placing an excellent couple bob in the each week so they will be the following avoid. We have 10% deposit so can be also searching for one of the famous ‘exceptions’ to your 20% deposit. BOI was indeed ready to provide us with one to according to all of our getting nevertheless the rawness of ICB report try the challenge

Registered Member

• #15

Once i questioned new york ICB report back certain weeks back shortly after discharge into the I’d alot of time-consuming calls so you’re able to build and you will emails are provided for my personal 2 creditors because nothing was actually rectified back at my statement. In the end I’d it sorted and expected letters of research that i have always been no further liable for any personal debt through all of them. Both levels have finally a beneficial W (written away from) to them and you can removing go out away from middle 2018.

I’ve over the past few months went for the my personal local credit commitment asking on the home financing and its own a secured item loan they actually do with a high interest and you can limit label out of 15 years. Their become an extended processes and not also sure at that section in the event it will additionally happens. Whenever I-go inside the on called for records they look having something different. We to wait getting my wife to complete their 6 day probationary months in the the new work that we faith is important processes.

The audience is rescuing with them given that beginning of this present year and with whatever you help save and you will spend when you look at the lease (within my personal personal bankruptcy is vacating house) we have plenty of to fund home financing payment per day.

Are you willing to advise myself up until now getting me and you will my lover method Bank Regarding Ireland and you may AIB to discover whatever they state.

Joined Affiliate

• #16

Whenever i requested nyc ICB report right back certain months back just after release in the I had many time intensive calls so you’re able to make and you can emails are sent to my 2 financial institutions because the nothing got corrected to my declaration. In the finish I had they arranged and you can expected emails away from research which i was no further accountable for people personal debt using them. One another levels have good W (composed out of) in it and you will reduction go out of mid 2018.

We have in the last several months went toward my personal regional borrowing from the bank partnership inquiring about a home loan and its own a secured item mortgage they are doing with high interest and you will maximum identity from fifteen years. The come a lengthy techniques rather than actually sure at that area whether it will also takes place. Everytime I-go inside the for the expected paperwork they appear having another thing. We have to attend having my partner doing their six week probationary months within his this new work that i trust are practical processes.