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While many couples want to remove a shared financial on the a home when they are partnered, there are a number of good reason why one to partner may want to acquire a home while the an individual applicant.

Possibly their lover’s bad credit rating try preventing your away from opening the quintessential competitive pricing, or perhaps we wish to buy a buy-to-let (BTL) possessions and you can reap the fresh taxation great things about implementing once the an only applicant. Continue reading →

A finances-out re-finance causes shorter security of your house and you may a good huge home mortgage equilibrium. Consequently, the lending company try trying out a greater chance, potentially ultimately causing large settlement costs, fees, otherwise interest than just a standard re-finance. Individuals having specialty mortgages particularly U.S. Continue reading →